Tag Archives: Investment

Mar
27
2023

How to Find Good Investment Properties

Many investment properties are made out to be good deals, one which will bring you easy returns. The only problem is, not every property is a good one to invest in. A smart investor knows that it takes a bit of digging to find really good investment properties. The first step is to consider just how much you are looking to invest. That will give you a better gage on what size of property to look at. There are opportunities that arise which are “zero down” investment properties.

Usually, searching out areas which appear ready to grow will provide some good options. Other considerations include if the investment property is commercial, or residential. Once you have focused on your financial aspect, and location, it’s time to turn your attention to which specific properties look good enough to buy. One important point is how much fixing up a property is going to need. Some are handed over with rent paying tenants included, but will not always list the possible repairs for underlying damage it will entail.

This is where a good investment broker may come in handy. Be sure to look at the legal aspects of the property before you become the owner. This is especially true for property people live in. Before going with any broker or investment specialist, be sure to check out their credentials and references. Talk to others who have worked with that particular company or person before you enter into any business deals with them. No one likes to put up a large sum of money to find it mishandled or worse. One should have a lawyer handy just in case.

A good way to ensure that your investment is a good one is to go to the site. Take a look around with the current owner. Find out why they are selling, and how long they have owned the property. Getting the whole story about the property is key before investing in it. By following just a few simple points, you can be sure to find some very good investment properties, and be sure to make great returns with them. Whether long or short term, there are investment properties which can be found for what ever type of investing you are looking to do.

Jul
01
2022

Best Investment Strategy For 401k & IRA Asset Management

With the following best investment strategy managing your 401k or IRA investment assets can be greatly simplified both now and in the future. You’ll likely change jobs before you retire, and without a long-term investment strategy for asset management you could lose control of your retirement nest egg like millions of other Americans have.

In a typical, traditional 401k plan asset management basically amounts to picking mutual funds to invest in. The process is called asset allocation and most of your investment options are either stocks funds, bond funds, or balanced funds which are a combination of both. A typical plan includes “safe” options like a money market fund or stable account that simply pays interest as well. In putting together an investment strategy the best investment portfolio will include all three of these asset classes or fund types: stock funds for growth, bond funds for higher income, and a money market or stable fund for interest income and safety.

Your personal best investment strategy or best investment mix (asset allocation) will depend on what level of risk you are willing to accept. For most of the people most of the time, the following middle-of-the-road strategy of asset management has worked well. Keep half of your investment assets in stock funds with the other half evenly split between bond funds and a money market fund or stable account. This way your investment portfolio risk is moderate, and your long-term returns should be respectable.

The key is to KEEP your money invested in this proportion over time. Review your asset allocation or mix at least once a year to stay on track with 50% in stock funds and 25% in each of the other two. Move money around to rebalance to these levels when the numbers get out of line. This will happen because each investment category will perform differently. By doing this you can keep risk under control at a moderate level.

Now, what’s your best investment strategy to avoid premature taxes and penalties; and to keep your money working when you change employers? Simply do a direct rollover with your 401k money going directly into a mutual fund IRA with a major no-load fund company like Fidelity or Vanguard… every time you leave an employer where you had retirement assets. This way you can consolidate your retirement nest egg in one place and simplify your future asset management task.

Other advantages include low-cost investing, a broad selection of funds to choose from, and good service at no charge. With a toll-free call a service rep will walk you through the process to help you set things up, and help is available whenever you need it. This IRA will be your retirement nest egg where the best investment strategy and asset management discussed before can work for you throughout retirement. As you get older you simply change your investment mix to favor bond funds and money market funds vs. stock funds for less risk and more income in retirement.